Welcome to the inbudget.ai website (“Website”). We hope you find the Website and its services or features both informative and valuable. By accessing and using the Website and its services, you, referred to as “you,” “your,” or “user” in these Terms of Service (“TOS”), agree to comply with and be bound by these TOS, as well as the inbudget.ai Privacy Policy, which is fully incorporated into these TOS. This agreement creates a legally binding contract between you and inbudget.ai. Your use of or access to the Website and/or any services offered indicates your acceptance of these TOS.
IF YOU DO NOT AGREE TO THESE TOS, PLEASE DO NOT USE THIS WEBSITE.
CONSENT: By accessing or browsing the Website, you agree to the collection, use, storage, and sharing of your Personal Information as described in this Privacy Policy.
PERSONAL INFORMATION COLLECTED: For the purposes of this Privacy Policy, “Personal Information” refers to any information that can identify an individual. We collect personal information mainly when you visit or use the Website and/or complete a form. The Personal Information you may be asked to provide includes, but is not limited to: (a) first and last name; (b) email address; (c) phone number; (d) social security number; and (e) any other information necessary to deliver the services we offer.
We may collect and use the following types of information that can personally identify you: (a) contact details (such as your full name, home address, phone number, email address, company, title, and telephone number); (b) payment details (e.g., credit card number, expiration date, security code, and billing address); (c) information regarding your preferences related to us or our Website; (d) usernames and/or passwords; (e) customer service interactions (e.g., inquiries or “contact us” submissions); and (f) information about how you found our Website.
Additionally, Personal Information may include data related to your activities on our Website, as well as demographic, geographic, and preference information, when such data is linked to other personally identifiable information.
NON-PERSONAL IDENTIFICATION INFORMATION: We may collect Non-Personal Identification Information whenever you interact with the Website. This information may include details such as your browser type, the device you’re using, and technical data about how you connect to the Website, including your operating system, internet service provider, and other similar information. The Website may also gather anonymous Non-Personal Identification Information that does not personally identify you, but helps us improve your experience on the Website.
SMS COMMUNICATIONS: By providing your mobile phone number and opting in, you acknowledge and consent to receiving communications from us via text messages regarding your account, such as account creation confirmation, account status alerts, and promotional content. This subscription is not a condition for using the inbudget.ai service. The subscription is available on most carriers, including U.S. Cellular, AT&T, Cellular One, T-Mobile, Sprint, Boost, MetroPCS, Alltel Wireless, and Virgin Mobile. Message & Data Rates May Apply. Up to 4 messages per month. A text-enabled handset is required. You can cancel your subscription at any time by texting STOP. For assistance, text HELP or contact us at [email protected]. The service will continue until the customer cancels. Carriers are not responsible for delayed or undelivered messages.
COOKIES: When you visit the Website, we may send one or more cookies and/or gif files (collectively, “Cookies”) to assign an anonymous, unique identifier to your computer or device. A Cookie is a small piece of data stored on your hard drive that contains non-personally identifiable information about you. Cookies provide several benefits to enhance your experience on the Website, and we use them to improve the quality of the Website. You have the option to configure your web browser to refuse cookies or to notify you when cookies are being sent.
USE OF COLLECTED INFORMATION: We may use your Personal Information for various legitimate purposes, including but not limited to: (i) verifying your identity; (ii) providing content tailored to your interests; (iii) following up on specific transactions initiated on the Website; (iv) conducting internal research and reporting; (v) monitoring and improving the Website’s functionality; (vi) enhancing our products and services; (vii) responding to your comments, questions, or inquiries; or (viii) thanking you for your feedback.
We do not sell, share, rent, or disclose your personal information collected as part of SMS Opt-in.
Additionally, we may use your Personal Information for the following purposes:
Important Announcements: We may use your name and email address to inform you via email about important updates or changes to the Website, services, or other information that could affect your use of the Website or services.
Product Information and Promotions: We may use your email address to contact you about product updates, offers, and promotional sales.
ANALYTICS: We may use third-party Service Providers to monitor and analyze the usage of our products and services. One such service is Google Analytics, which tracks and reports website traffic. Google uses the data collected through Google Analytics to monitor the use of our service. This data may be shared with other Google services, and Google may use it to personalize ads across its advertising network.
You can opt out of having your activity on the Website tracked by Google Analytics by installing the Google Analytics opt-out browser add-on. This add-on prevents Google Analytics JavaScript from sending information about your visits and activities to Google. For more information about Google’s privacy practices, please visit the Google Privacy & Terms page: http://www.google.com/intl/en/policies/privacy/
BEHAVIORAL REMARKETING: We use the Google AdWords remarketing service, provided by Google Inc., to display ads to you on third-party websites after you’ve visited our Website. You can opt out of Google Analytics for Display Advertising and customize Google Display Network ads by visiting the Google Ads Settings page: http://www.google.com/settings/ads.
Additionally, Google recommends installing the Google Analytics Opt-out Browser Add-on – https://tools.google.com/dlpage/gaoptout – which allows you to prevent data from being collected and used by Google Analytics. For more information on Google’s privacy practices, please visit their Privacy & Terms page: http://www.google.com/intl/en/policies/privacy/
SECURITY: The Personal Information you provide is stored on secure servers located in protected facilities, with protocols and procedures in place to safeguard that information. However, no server, computer network, or data transmission over the Internet can be guaranteed to be 100% secure. While we take steps to protect your information, we cannot guarantee the absolute security of any data you transmit to us or share through the Website. By providing your information and engaging in these transmissions, you acknowledge and agree that you do so at your own risk.
Access to Personal Information is restricted to employees who need it to perform specific job functions. In compliance with relevant federal and state laws, we will notify you and any applicable regulatory authorities in the event of a security breach involving your Personal Information. You will be contacted via email in the case of such a breach. Please note that the notification may be delayed to accommodate law enforcement needs, assess the extent of the damage, and implement necessary remedial actions.
MINORS: Visitors under the age of eighteen (18) years (or the applicable age of majority, if higher than eighteen) are not permitted to use the Website or submit their personal information. We do not knowingly solicit or collect information from individuals under the age of eighteen (18) (or the applicable age of majority, if greater).
If you are a California resident under the age of 18 and a registered user of our Site or Service, California Business and Professions Code Section 22581 allows you to request the removal of content or information you have publicly posted. To make such a request, please email us with a detailed description of the content or information you wish to remove at [email protected].
Please note that submitting a removal request does not guarantee the complete removal of the content or information. There may be situations where the law does not require or permit removal, even if requested.
OPT-OUT/UNSUBSCRIBE: If you wish to opt out of receiving email or advertising communications from us, you can follow the instructions provided at the end of any email or advertisement you receive.
SMS and MOBILE COMMUNICATIONS: By providing your mobile phone number, and opting in, you acknowledge and consent to receiving communications from us via text messages regarding your account, such as account creation confirmation and account status alerts, and promotional content. This subscription is not a condition of the use of the inbudget.ai service. I agree with the Subscription Service available on most carriers, including U.S. Cellular, AT&T, Cellular One, T-Mobile, Sprint, Boost, MetroPCS, Alltel Wireless, and Virgin Mobile. Message & Data Rates May Apply. Up to 4 msgs per month. Requires a text-enabled handset. You may cancel your subscription by texting STOP. You can also get info directly on your phone by texting HELP or contacting us at [email protected]. Service will continue until the customer cancels. Carriers are not responsible for delayed or undelivered messages.
CHANGES TO THIS PRIVACY POLICY: We reserve the right to modify or update this Privacy Policy at any time. Any changes will be posted on the Website with a notice indicating that updates have been made.
If you have any questions about this Privacy Policy, please:
(a) call Us at: (833) 481-9045.
(b) email Us at: [email protected]
A home budget app based on the envelope budget system. Available on the Web, Android, and iPhone. Replace your family budget planner, worksheet or spreadsheet with software that syncs.
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